Collect | Manage | Map Data
Identify | Quantify | Manage Your risk
Predict | Build | Valuate your Future
Learn More


To provide best-in-class consulting services by engaging professionals that excel in their areas of expertise.


To create value for our customers and society by blending robust actuarial techniques with innovative analytical tools.


To offer a partner for enterprises that value flexibility, creative thinking and personalized attention.

About Us


An independent consulting company, Optimate supports insurers, banks and large companies on giving actuarial,statistical and financial advices in different work environments.

Mathematics, statistics and probability are the tools used by our team for each project, tailored analysis according to the nature, scale and complexity of your business are risk based made.

Optimate's size, scalable as required, allows us to devote full attention to each project, emphasizing flexibility and efficiency.


Actuarial Consulting

Pricing / Evaluation / Modelling

Technical & mathematical provision

Portfolio evaluation

Solvency II

Reinsurance treaty optimization

Asset liability management

Life insurance actuarial controlling

Captives custom consulting

Profitability over time

Healthcare Consulting

Pricing / Evaluation / Modelling

Valuation of liabilities

Actuarial certifications and opinions

Population models

Employee benefits consulting

Trend analysis and projections

Solvency capital need

Regulatory Compliance

Actuarial report

Technical provision audit

Technical notes

IAS 19


Solvency II

SBR "Solvabilité Basée sur les risques " - Moroccan norm

SST "Suisse Solvency Test "

Default & Recovery Analytics

Counterparties probability default

Recovery rate modelling

Loss given default analysis

Portfolio value under risk-adjustment

Internal rating "Credit quality "

Scoring risk based

Contact us

Where to meet

11, Street N° 7326
Menzah 9 C, Tunis

Say Hello

Email: contact@optimate-risk-solution.com
Phone: +216 54 774 050

Actuarial and Financial Business Advisory

Phone: +216 54 774 050

Email: contact@optimate-risk-solution.com